ucbi.com

We performed a comprehensive analysis of ucbi.com on 2026-07-01. The website returned an HTTP 200 status code with a server response time of 13700ms. The page is served over HTTP/2 protocol with Gzip compression enabled, achieving approximately 60.0% size reduction. The total page weight is 96 KB, and the site is served behind a CDN (Content Delivery Network). The website uses a secure HTTPS connection with a valid SSL certificate issued by Google Trust Services (DV type). The connection is encrypted using TLS 1.3 with the TLS_AES_256_GCM_SHA384 cipher suite and ECDSA-SHA256 signature algorithm. The certificate covers 2 domain(s) (Subject Alternative Names) and expires on 2026-08-17, which is 47 days from now. The security headers analysis reveals a score of 40/100 (below average). The following security headers are properly configured: Content-Security-Policy and Strict-Transport-Security (HSTS). However, the site is missing X-Frame-Options, X-Content-Type-Options, Referrer-Policy, and Permissions-Policy, which could expose the site and its users to cross-site scripting (XSS), clickjacking, and other web-based attacks. Our technology detection scan identified 3 technologies across 3 categories powering ucbi.com. The detected stack includes Google Analytics 4, Google Tag Manager, and Google Fonts. Based on our comprehensive analysis of domain age, SSL configuration, email authentication, security headers, and blacklist status, ucbi.com receives an overall trust score of 79/100, classified as "Likely Safe".

After conducting a thorough safety and legitimacy analysis, ucbi.com receives a trust score of 79/100, which places it in the "Likely Safe" category. This score is calculated by evaluating multiple factors including SSL certificate validity, domain registration history, email authentication protocols, security header configuration, and blacklist status across major threat intelligence databases. The analysis identified several positive trust signals: a valid HTTPS connection protecting data in transit, HSTS (HTTP Strict Transport Security) enforcement preventing protocol downgrade attacks, a valid SSL certificate issued by Google Trust Services with 47 days until expiration, SPF (Sender Policy Framework) email authentication preventing email spoofing, DMARC email authentication with a reject policy — the strongest available setting, and DNSSEC providing authenticated DNS responses. Areas of concern include: no X-Frame-Options header, which could allow the site to be embedded in malicious iframes (clickjacking), missing Referrer-Policy, potentially leaking URL information to third parties, and the domain's WHOIS information is hidden behind a privacy service, making it harder to verify the owner's identity. While these issues don't necessarily indicate malicious intent, they represent areas where the website's security posture could be improved. We checked ucbi.com against 8 major blacklist databases including Google Safe Browsing, Phishtank, Urlhaus, Openphish, Dnsfilter, Spamhaus Dbl, Surbl, and Virustotal. The domain passed all 8 checks with a clean status, meaning it has not been flagged for phishing, malware distribution, spam, or other malicious activities by any of the tested threat intelligence providers.

Our technology detection engine scanned ucbi.com and identified 3 distinct technologies across 3 categories. This analysis is performed by examining HTTP response headers, HTML source code patterns, JavaScript library fingerprints, CSS framework signatures, and DNS records. Analytics: Google Analytics 4 — tracks visitor behavior and provides traffic insights for ucbi.com. Tag Manager: Google Tag Manager — manages marketing and analytics tags without code changes for ucbi.com. Fonts: Google Fonts — delivers web fonts for typography for ucbi.com. We also extracted the following tracking identifiers: Google Tag Manager container GTM-PRBJMPX. These IDs can be used to identify other websites operated by the same organization.

ucbi.com delivers its homepage in 13700ms (server response time), which is considered slow by industry standards. The total page weight is 96 KB, and we detected 228 resource requests loading assets from 14 third-party domains. A high number of third-party domains can significantly impact page load time due to additional DNS lookups and TLS handshakes required for each domain. The website uses Gzip compression for text-based assets, achieving an estimated 60.0% reduction in transfer size. This reduces bandwidth usage and improves page load times, especially for visitors on slower connections. Asset minification status: 0 out of 2 CSS files and 0 out of 6 JavaScript files are minified. Minifying the remaining 8 unminified file(s) could further reduce page weight by 10-30% for those assets. Minification is a best practice that reduces download sizes without affecting functionality. The site is served through a Content Delivery Network (CDN), which caches static assets at edge servers around the world. This means visitors from different geographic regions receive content from the nearest edge server, significantly reducing latency. CDN usage is particularly important for websites with a global audience, as it can reduce page load times by 40-60% for distant visitors. From an environmental perspective, each page view of ucbi.com produces approximately 0.05g of CO₂, earning a carbon rating of A. This places the website among the cleanest on the web, demonstrating efficient use of server resources and optimized content delivery. For reference, the average web page produces about 0.5g of CO₂ per page view. The page weight of 96 KB is the primary factor in this calculation. Core Web Vitals data from the Chrome User Experience Report (CrUX) is not available for ucbi.com. This typically means the site doesn't have enough real-world Chrome user traffic to generate statistically significant field data, or the domain is not included in the CrUX dataset. Core Web Vitals (LCP, INP, CLS) are important Google ranking factors that measure real user experience.

ucbi.com resolves to the IPv4 address 104.18.29.135 and also supports IPv6 (2606:4700::6812:1d87), demonstrating modern network infrastructure readiness. The domain has 2 A record(s) configured. The domain name system is managed by 2 name servers: bradley.ns.cloudflare.com and michelle.ns.cloudflare.com. Having 2 name servers provides good redundancy — if one fails, the others can continue serving DNS queries. The choice of name servers often indicates the DNS hosting provider or CDN service being used. Email for ucbi.com is handled by mimecast.com with 2 MX records configured: us-smtp-inbound-1.mimecast.com and us-smtp-inbound-2.mimecast.com. Multiple MX records provide failover redundancy — if the primary mail server is unavailable, email will be routed to the next available server. SPF (Sender Policy Framework) is configured, which specifies which mail servers are authorized to send email on behalf of this domain. This helps prevent email spoofing and improves email deliverability. DMARC (Domain-based Message Authentication, Reporting and Conformance) is configured with a reject policy — the strongest setting, instructing receiving servers to reject unauthorized emails entirely. DKIM was not detected. Without DKIM, recipients cannot cryptographically verify that emails claiming to be from this domain are authentic. DNSSEC is enabled for ucbi.com, providing an additional layer of security by cryptographically signing DNS records. This prevents DNS cache poisoning and man-in-the-middle attacks that could redirect visitors to malicious websites.

The homepage of ucbi.com contains 1,550 words of visible text content. This is a substantial amount of content that provides good opportunities for search engine indexing. The page is structured with 4 H2 headings, 4 H3 headings, 0 H4 headings. The page includes 22 images. 16 images (73%) are missing alt text attributes, which is a significant concern for both accessibility and SEO. Screen readers rely on alt text to describe images to visually impaired users, and search engines use alt text to understand image content. Only 27% of images have proper alt text — we recommend adding descriptive alt attributes to all images. The link structure consists of 149 internal links pointing to other pages on the same domain and 42 external links pointing to third-party websites. The high number of internal links suggests a well-interconnected site structure, which helps search engines discover and crawl all pages efficiently. There are 6 external JavaScript files, 2 CSS stylesheets, and 1 iframes on the page. The site implements the following web standards and features: Schema.org structured data (FinancialService, ImageObject, PostalAddress, PropertyValue, and WebSite) and Progressive Web App (PWA) manifest (enabling app-like installation). Notable missing features: XML Sitemap and robots.txt. Adding these could improve search engine discoverability and rich result eligibility. We detected the following payment methods accepted on ucbi.com: Mastercard. Offering multiple payment options including credit cards and digital wallets improves customer trust and can increase conversion rates. The website has social media presence across 5 platforms: Facebook (@unitedcommunitybank), Twitter (@ucbi), Instagram (@unitedcommunitybank), Linkedin (@united-community-bank), and Youtube (@UCialrI_WTci-LSccpPvBiSA). An active social media presence is a positive trust indicator and helps build brand awareness and customer engagement.

The title tag for ucbi.com is good at 29 characters: "Personal and Business Banking". The length is acceptable, though it may be slightly truncated in some search result displays. No meta description is configured for ucbi.com. This is a critical SEO oversight — without a meta description, Google will auto-generate a snippet from page content, which may not accurately represent the page or entice users to click. Adding a unique, compelling meta description of 120-155 characters is strongly recommended. The canonical url is correctly set to https://www.ucbi.com/, preventing duplicate content issues, the page language is declared as en-us, and a favicon is configured. Open Graph meta tags are configured with 2/4 recommended fields: OG title ("Personal and Business Banking | United Community Bank..."), OG description, These tags control how the page appears when shared on Facebook, LinkedIn, and other social media platforms that support the Open Graph protocol. The site implements Schema.org structured data with the following types: FinancialService, ImageObject, PostalAddress, PropertyValue, and WebSite. Structured data helps search engines understand the page content and can enable rich results (featured snippets, knowledge panels, star ratings) in Google search results, which can significantly increase click-through rates.